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Builders Merchants play a vital role in the construction industry, often supplying materials on credit to assist contractors with their cash flow. For the majority of the time, this relationship works well and as soon as the contractor is paid by their customer, they pay off their debt with the merchant – but what happens if things go wrong?

If you are a builders merchant with a customer who has not shown any willingness to deal with their debt, our specialist Debt Recovery solicitors can help.  As well as seeking payment of the full debt, we will pursue interest at 8% above the Bank of England Base Rate and compensation as stated in the Act.  This will contribute to, if not cover, any costs you incur.

If after all best efforts, the debtor still will not pay, you are within your rights to issue a Claim against them. Sometimes, the threat of litigation will be enough to encourage a debtor to pay, but if not, we will follow up with a warning about further action, ensuring the debtor takes collection proceedings seriously and you get paid what you are owed.

How can we help?

At Harding Evans, our Debt Recovery team includes Solicitors and qualified bailiffs, delivering a service few other law firms can match. We understand the importance of providing a proactive service and draw on existing laws that are designed to protect creditors and ensure our costs are passed on to the debtor.

We are recognised as one of the leading law firms delivering Debt Recovery services and are particularly proud of our ongoing recognition as a specialists recovering debt within the construction industry, including on behalf of Builders Merchants.

If you need advice, please get in touch today.

We have used Harding Evans’ services for over 20 years and have engaged them in a number of different matters, including their Commercial Debt Recovery services. Thanks to the expertise and perseverance of the team at Harding Evans, we have recovered money owed to us that we would not have seen without their guidance, including money we had given up on! I would not hesitate in recommending Harding Evans, they really are first class – Richard Brian, Managing Director, Hughes Forrest Ltd


Case studies

A substantial debt was owed to one of our clients after a long-term customers’ business collapsed. We recovered a £70k debt, plus fees.

Read how by clicking here.


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