Whether you are buying your first home, moving somewhere new or remortgaging, understanding the legal process can help you plan ahead and avoid unnecessary delays.
From getting your paperwork ready to budgeting for property tax, here are the practical points to keep in mind for your move in Wales.
Planning your move or remortgage
How long your transaction takes will depend on the property, any chain, mortgage arrangements and the enquiries that need to be answered. Ask your solicitor what is realistic for your circumstances and let them know about any deadlines.
If you are selling, you can instruct a solicitor when your property goes on the market. This gives you time to complete forms and deal with questions before a buyer is found. Read more about how early instruction could help your sale.
If you are remortgaging, speak to your lender or broker before your current deal ends and find out whether legal work is needed. Where it is, starting early gives your solicitor more time to prepare for your planned switch.
Identity and deposit checks
Your solicitor will ask for proof of identity and address, and evidence of where the money for your purchase comes from. These anti-money laundering checks are a normal part of the process.
Depending on your circumstances, you may need bank statements, evidence of savings or inheritance paperwork. If a family member is helping with your deposit, your solicitor may also need to check their identity and the source of their funds.
Ask what is needed early on, as gathering supporting documents can take time.
Updated property information forms
If you are selling, you will be asked to complete a property information form, usually called the TA6. The sixth edition became mandatory for new instructions handled by Conveyancing Quality Scheme firms from 30 March 2026.
Your solicitor will provide the appropriate forms and explain what you need to do. Take time to answer accurately, gather supporting documents and ask for help if you are unsure about a question. Tell your solicitor if anything changes after you have completed the forms.
Budgeting for property tax in Wales
When buying a property in Wales, the relevant property tax is Land Transaction Tax (LTT). The amount payable depends on the purchase price and your circumstances, including whether higher rates apply.
Ask your solicitor to explain the likely amount at the start so you can include it in your budget alongside legal fees, searches, survey costs and moving expenses.
The Welsh Revenue Authority’s LTT calculator can help you estimate the tax, although your solicitor should check how the rules apply to your purchase.
Extra checks when buying or selling a flat
Leasehold properties often involve additional paperwork, including information about the lease, service charges, building insurance and planned works. Your solicitor may need documents from the freeholder or managing agent, which can take time to obtain.
Building safety can also affect a sale or remortgage. Depending on the building and the lender’s requirements, fire safety information or an EWS1 assessment of the external walls may be needed. Your solicitor can explain which checks apply to your property.
If you are selling a flat, raise any known building safety issues with your solicitor at the outset.
- Practical ways to help things progress
- Return forms and requested documents promptly, checking that the information is accurate.
- Tell your solicitor about any gifted deposit, related sale or purchase, or mortgage deadline.
- Ask who will handle your matter and how you will receive updates.
- Check that your solicitor can act for your chosen mortgage lender.
- Keep in touch and ask questions when you are unsure about the next step.
Help with your next move
Our Residential Conveyancing team can guide you through buying, selling or remortgaging your home in Wales. Get in touch to discuss your plans, understand the likely costs and find out how to get started.
