Medical negligence
claims seem to be in the news increasingly often nowadays. Here,
medical negligence claim specialist Ken Thomas at Harding Evans
Solicitors answers some questions on how these claims are funded, as
well as the relevant time limits on claiming.
1. I think I might have a claim for damages arising from
medical neglect. Does Legal Aid still exist for these cases?
Yes. Legal Aid does still exist for medical claims, though it is now
called Public Funding. To obtain Public Funding, an individual must
firstly be financially eligible and there are set limits in respect
of income/capital. Certain state benefits (such as Income Support,
Income-Based Jobseekers Allowance or Guaranteed State Pension
Credit) mean that the individual is automatically financially
eligible.
As for children, their eligibility is assessed in their own right,
and their parents’ income/capital is not taken into account.
Secondly, the client must have a case with sufficient prospects of
success. Public Funding will only be granted if the claim is more
likely than not to succeed. The Legal Aid Board, now called the
Legal Services Commission, can refuse funding if the prospects seem
poor. Alternatively, if it is felt that the cost of investigating
the claim would outweigh the likely compensation available.
Public Funding for clinical negligence claims is only available
through a limited number of solicitors who have a Franchise Contract
with the Legal Services Commission.
2. What about “No Win, No Fee” ? If I am not eligible for Legal
Aid, could I pursue the claim under a “No Win, No Fee” Agreement?
Possibly yes, though not all cases are suitable. I am now acting for
more and more medical negligence clients under these arrangements -
we lawyers call them Conditional Fee Agreements. Again, every case
has to be looked at individually. If the prospects are poor, then it
is unlikely a “No Win, No Fee” Agreement will be made available.
However, in the right circumstances, these arrangements do allow an
increasing number of claims to proceed with the solicitor
effectively taking the risk that if the claim fails or is dropped,
they do not get paid. If the claim is successful, then the negligent
party will pay the solicitor’s costs on top of the compensation.
A word of warning - it is essential that advice be taken from a
specialist medical negligence solicitor. Any solicitor can act for a
clinical negligence Claimant under a “No Win, No Fee” Agreement, but
not all are specialists in this particularly tricky field of the
law.
3. Are there any other means of funding such cases?
Yes - there is Legal Expenses Insurance. Many people do not realise
they have such cover. To see if you might be covered, you would need
to check your insurance policies, most often Legal Expenses cover
would be found on the home contents policy. If the insurer agrees to
cover the claim, that insurer would pay the solicitor’s costs and
expenses at no expense to you.
Again, more and more claims are being pursued with the benefit of
Legal Expenses Insurance. It is worth noting that here in Wales
there is another option for funding these cases. Two years ago a
Speedy Resolution Scheme was set up by the Welsh Assembly. This
allows certain claims against Welsh hospitals to be investigated
under a set timetable and for limited/fixed fees. Not all cases are
eligible to enter the Scheme, but this is an interesting alternative
for potential clients who might not otherwise be able to fund a
claim.
4. If I can get funding for a claim, are there any time limits I
should be aware of?
The answer to this is most definitely yes. The general rule is that
a claim must be brought within three years of the negligent
treatment, or otherwise within three years of the date that you had
knowledge of that mistake. Because these cases can take quite some
time to investigate, it is therefore prudent to seek some
preliminary legal advice sooner rather than later. Some clients wait
to see whether they recover from the negligent treatment and whilst
this might in one way be sensible, it can cause potential problems
if it means they leave it late in the day to bring a claim.
It is worth noting there are special rules for claims on behalf of
children. The three years only runs from the child’s eighteenth
birthday so that they effectively have until their 21st birthday to
bring Court proceedings. Also note that where a potential claimant
suffers from a mental handicap, the three year rule may not apply at
all.